OctaCredit is a platform for measuring, managing and monitoring credit risk economic capital and IRB capital. The OctaCredit system is a computational solution for institutions that adopt internal models for measuring credit risk in the context of their ICAAP programs. The solution is able to calculate expected and unexpected credit losses, as well stress testing used for capital allocation and capital planning. The architecture incorporates the most advanced modelling techniques and provides managerial views of credit risk at the level of contract, lender, portfolio, business segment, legal entity, corporate, etc.